How to Operate and receive the requisite information?

CELLutions - Cellphone banking of ADCB is easy to operate and most convenient as it can be conducted with normal SMS codes using specific keywords for each function as per your choice.

Kindly note before you compose the short text messages.

  • Typing the keyword (shown in capital letters) is mandatory.
  • Suffixes shown in < > are optional.
  • However, suffices shown in ( ) are mandatory.
  • All enquiries should be directed through SMS (Short Messaging Service) only.
  • Activation of the service will be informed on your mobile number by the Bank, after completing the registration formalities.
  • To view Account Balances
    Keyword ADCBBAL
    - e.g. ADCBBAL SB444444

    If you want to find out the balance in you specific account number, the keyword should be followed by the specific account number.

    Message/Received - Balance in [Account] is [Amount] (Clear), [Amount] (Under Clearing}

  • To verify the Last 5 Transactions
    Keyword ADCBTXN (Account No.)
    - e.g. ADCBTXN SB444444

    Message/Received - [Account No.] [currency]
    1) [Txn Date] [Particulars] [Amount][C/D]
    2) …….

    The message will display particulars of last 5 transactions, in your account.

  • To ascertain the status of cheque issued by you,
    Keyword ADCBCHQ (cheque no.)
    - e.g. ADCBCHQ 123456

    Message/Received - Chq No [xxxxxxx] for [Amount] debited to [Account No.] on [Debit Date DD/MM/YYYY]

    The message will reveal the status of the particular cheque number whether paid /unpaid or dishonoured.

  • To requisition cheque book
    Keyword ADCBREQ (account no.)
    - e.g. ADCBREQ SB444444

    You can requisition the cheque book through this function (cheque book will be mailed to your present address).

    Message/received - Your Request for Cheque Book for [account no] has been received. Please Quote the Ref.No. [No.]

  • To get Term Deposit details
    Keyword ADCBFD
    - e.g. ADCBFD 987654

    You can enquire the details of the term deposit/s including its maturity date.

    Message received :
    1) [Product code] [Receipt no.] [Principal.Amount] [Currency] @ [int.rate]% maturing on [maturity date]
    2) Similarly: for other FDs

    (If you use Keyword ADCBFD, you will receive details of all your deposits with us)

  • To verify stocks in DP account.
    Keyword ADCBDP (ISIN No. or Company Name).
    - e.g. ADCBDP INFOSYS or ADCBDP INE009A01021

    The message received will display stocks under free and other categories.

    - e.g. other category will comprise of shares under lien or pending demat/remat or blocked or/locked.

  • To get Loan Details

    Keyword ADCBLN
    - e.g. ADCBLN 9870

    This message conveys the loan balance and other details to you.

    Message/received :
    1) [Account no.] O/S Bal [balance] last int appld [int. amount] due on [date]
    2) Similarly for other loan accounts

  • To Disable the Service
    Keyword ADCBDIS

    In case you would like to disconnect the services temporarily on your own, you can opt for this function.

  • To get Help
    Keyword ADCBHLP

    The Help menu will detail out the various basic keywords with reference to the basic Pull Options.

  • To enquire interest rates on deposits
    Keyword ADCBRATE (Local)
    ADCBRATE (NRI)
    ADCBRATE (FCNRCurrency)

    - e.g. FCNRUSD
    - e.g. FCNRGBP
    - e.g. FCNREUR

    Message received by you will display normal interest rates.

  • To enquire foreign exchange rates currency-wise
    Keyword ADCBEXCH (choose the currency – USD, GBP, EURO,YEN, CHF, AED)
    - e.g. ADCBEXCH GBP- to find out the exchange rate for Great Britain Pounds.

    (The exchange rates will be only indicative).

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